December 2005 Archives

The Tuesday, January 3, 2006 meeting of the Herndon and Vienna TownSquare groups will be a joint meeting.

Perspectives on Post-Election Iraq: What the liberal media is not telling you

An informative, objective and inspirational report on the important work our troops are doing, what remains to be done, and the prospects for a successful democracy in Iraq.

Tuesday, January 3, 7:00 PM
Young America's Foundation
110 Elden St.
Herndon, VA 20170

DIRECTIONS: From the Dulles Toll Road, take the Fairfax County Parkway exit north, go about 1/2 mile then take the Elden St exit toward Herndon. Take the first right, onto Laurel Way, then go about 50 yards - into the cul de sac - and take the right to go around the back of the building to the YAF offices in Building #110.

Seating is limited: Please RSVP by e-mail to info -at- For more information and to RSVP by phone, please contact Joe Budzinski at 703-505-9294.


Merrick 'Mac' Carey: CEO and founder of the Lexington Institute, a public policy think tank based in Arlington, Virginia. The Institute runs research, press efforts and policy forums to advance democratic capitalism and a strong national defense.

Carey was Press Secretary to Representative Jack Kemp (1982-1984). From 1985 to 1987, Carey was Chief of Staff to Representative James Courter, a member of the House Armed Services and Iran-Contra Committees, and in 1989 he served as Director of Intergovernmental Affairs for New Jersey Governor Thomas Kean. From 1990-1993, Carey was Executive Vice President of the international economic advisory firm Johnson Smick International.

Carey also served for 7 years as an Intelligence Officer in the United States Naval Reserve. He joined in 1989 as a Petty Officer 3rd Class, was commissioned as an Ensign in 1990 and promoted to Lieutenant in 1994. His duties included 7 months as an Intelligence Watch Officer at U. S. Navy Headquarters, Europe, from September 1990-April 1991 as a mobilized reservist for Operations Desert Shield and Desert Storm, and as an Air Intelligence Officer for 5 weeks in 1996 preparing missions and flying with VP-11 in support of Operation Decisive Edge over Bosnia.

Carey has been published in Barron's, Proceedings, The San Diego Union Tribune, Richmond Times Dispatch, and numerous other publications. He has lectured at the Naval War College, Marine Corps University, the Heritage Foundation, and at numerous business and policy forums.

Michael Payne, who was embedded with the Army's 1st Cavalry Division in Baghdad: Founder of Take A Stand Ministries, a non-profit, tax-exempt Christian media corporation. Payne decided to go to Iraq because he didn't think the general media was giving the complete story about the United States' role in the war.

"I believed that the media is putting a bad light on the war effort by reporting only the negatives," Michael said. "To speak to that, though, I had to go see for myself and to bring the real story back."

Raised in Loudoun County, Payne is an Air Force veteran. After his four-year hitch in the military was over in 1975, Michael worked for 20 years in a family-owned butcher shop his father ran in Loudoun County. Michael phased out the butcher shop in 1992 and opened Country Butcher Barbeque.

He sold the barbecue business to his two sons, Brett and Beau, four years ago and began working at a Christian radio station, WJTM, in Frederick, Md. Michael was the station's manager in February, when the business was placed under contract to a National Public Radio affiliate, WYPR.
He then began working full time for Take A Stand Media Ministries.

"I have about six people who work closely with me in the ministry, and I hope we will be able to rotate in and out of Iraq as long as our troops are there."

The following material is a summary of information on the Enterprise Development International website. I urge you to go there and see the pictures, read the stories of the great work being done. You will be humbled by the impact of microloans on families living in poverty, and I hope you will also be moved to help continue this wonderful mission.

I’ve supported Enterprise Development International with gifts of money and time as a Board of Associates member, and in my prayers. I’ve talked to people who administer the programs, and met and heard the life-changing stories of those who have been helped by the dedication of the Enterprise Development partners. Trips to these countries are offered each year to see the programs and their impact on families and neighborhoods. Microloans through indigeneous partners are the best way to make sure funds are delivered directly to the people who can best use them, and not have them taken by corrupt government officials so the aid never reaches the most needy.

The founding of Enterprise Development in 1985 embodied one missionary's dream: a nonprofit, Christian organization that would enable poor entrepreneurs to start sustainable family businesses and pull themselves and their dependents out of poverty. In the past 20 years, Enterprise Development has enabled more than a hundred thousand hard-working entrepreneurs in some 50 countries to free themselves and their families from grinding poverty. By providing small loans, basic business training, encouragement and access to other financial services, people living in poverty are helped to start or expand their own businesses or microenterprises. They are then able to support their families, emerge from the cycle of poverty and contribute in many positive ways to the long-term development of their communities.

Enterprise Development works with a network of faith-based, locally registered microenterprise development organizations around the world, working as partners to transfer required skills and capital. These local programs understand the culture and have a heart for the communities where they work to give the poor the opportunity to free themselves from poverty through profitable business ownership. This mission is accomplished by:

  • offering business training to low-income persons who have the potential and the desire to become self-supporting;
  • providing small loans to poor entrepreneurs who have viable business ideas but need capital; and
  • mentoring participants through ongoing personal and professional encouragement

Depending on the country, first time loans range in size from $50 to $2,000. Regardless of the size of the loan, the results are significant. With profits from their businesses, parents are able to send their children to school, to provide better nutrition, health care, shelter and clothing, to become engaged in their communities and to break the cycle of poverty. Lives are changed now and for generations to come.

Each year, these programs rely on the expertise and financial resources of Enterprise Development to offer real hope to thousands and thousands of families. Today, the work of Enterprise Development is changing lives on five continents, targeting those who otherwise have no access to conventional credit. One loan at a time, these impoverished, disadvantaged clients - the vast majority of whom are women - launch small, family businesses that provide for their families and create jobs in their neighborhoods.

In 2004, families in the following countries received over 85,000 microloans totaling over $14 million: Bangladesh, Egypt, Guatemala, India, Mexico, Nicaragua, Philippines, Romania, and Uganda.

Loan repayment rates in Enterprise-funded programs typically exceed 95 percent, surpassing the performance of many commercial institutions. Rather than cultivating dependency, this strategy of microenterprise creates self-supporting entrepreneurs and, as a consequence, healthier families and stronger local churches. (Enterprise programs do not discriminate on the basis of religious affiliation or impose any religious requirements on prospective or current clients.)

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